Payout transparency concerns
Payouts are not transparent and Trustpilot score is below 4.0.

Topstep
VerificadoOne of the original futures prop firms, known for educational content and end-of-day drawdown. Mixed recent reviews due to platform bugs.
Nossa Opinião
“Top of the game, best for beginners. Great interface, but must use TopstepX proprietary trading platform. No advanced third-party software.”
Prós
- ✓Veteran firm (since 2012) — long-established in the industry
- ✓$109M+ total payouts — proven payout track record
- ✓Affordable entry (from $34 with promos)
- ✓EOD/static drawdown — no intraday trailing
- ✓No consistency rule
- ✓Safety buffer on funded accounts
Contras
- ✗Below-average Trustpilot (3.4/5)
- ✗Activation fee required (up to $149)
💰 Capital máximo financiado
$750,000
5 contas × $150,000
5
Contas máximas
$150k
Maior conta
⚡ Pagamentos
Métodos de pagamento
Códigos promo ativos
$20 off No Activation Fee Trading Combines
Regras de trading
Plataformas de Trading
Feeds de dados
Software de trading
Cobertura de instrumentos
Histórico de mudanças de regras
rules: Risk Adjustments for Live Funded Traders: Mini Restrictions Due to Volatility — TopStep has restricted trading of mini contracts in equities, precious metals, and energies for live funded traders due to extreme volatility and velocity logic halts. Micros remain available, but participation is cautioned as high volatility can lead to quick losses.
rules: Good Friday Trading Hours Update — All positions must be closed by 08:00 a.m. CT on April 3, 2026. Positions may reopen after 5:00 p.m. CT on Sunday, April 5, 2026.
rules: Trading Limits Adjusted for Gold and Energy Products — Topstep has increased contract limits for Gold and Micro Gold while decreasing limits for Crude Oil, Heating Oil, and RBOB due to market volatility. Silver, Copper, and Platinum remain restricted with unchanged limits.
rules: No consistency rule → 30% max daily profit rule added
Breakdown da Pontuação
PropScore
Value for the trader
Scores are calculated algorithmically from public data. No firm pays for ranking position.
Pontuação de saúde
Health Score
Composite stability + trust signal
Health score blends trust, transparency, and longevity. Updates after each data refresh.
Confiança & Pagamentos
$120M
Total Pago
48,557
Total de Pagamentos
$2K
Pagamento Médio
$109M
Últimos 90 dias
112
Média de pagamentos/dia
$278K
Média paga/dia
Pagamentos Recentes
Last updated: 8 de mai. de 2026
Plans & Rules
| Topstep | 50k | 50k No Fee | 100k | 100k No Fee | 150k | 150k No Fee |
|---|---|---|---|---|---|---|
| ▼💰 Pricing | ||||||
| Challenge Fee | $34 $109 | $76 $109 | $69 $159 | $111 $159 | $104 $209 | $146 $209 |
| Billing | /month | /month | /month | /month | /month | /month |
| Activation Fee | $149 | Free | Free | Free | Free | Free |
| Total Cost | $183 $258 | $76 $109 | $69 $159 | $111 $159 | $104 $209 | $146 $209 |
| Best Price Ever | $29 | $65 | $59 | $95 | $89 | $125 |
| ▼📝 Challenge Phase | ||||||
| Profit Target | $3,000 (6%) | $3,000 (6%) | $6,000 (6%) | $6,000 (6%) | $9,000 (6%) | $9,000 (6%) |
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| One Day Pass | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| News Trading | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Consistency Rule | 50% | None | 50% | None | 50% | None |
| Min Trading Days | None | None | None | None | None | None |
| Rules / Notes | Consistance: 50% | — | Consistance: 50% | — | Consistance: 50% | — |
| ▼💼 Funded Phase | ||||||
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| DLL Rule | ✅ No | ✅ No | ✅ No | ✅ No | ✅ No | ✅ No |
| News Trading | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Consistency Rule | 40% | 40% | 40% | 40% | 40% | 40% |
| Min Trading Days | None | None | None | None | None | None |
| Min Profit Days | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) |
| Target to Payout | $250 | — | $250 | — | $250 | — |
| Buffer Required | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) |
| ▼💸 Payouts | ||||||
| Profit Split | 100% (≤$10K) 90% | 80% | 100% (≤$10K) 90% | 80% | 100% (≤$10K) 90% | 80% |
| Daily Payouts | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| Min Payout | $125 | — | $125 | — | $125 | — |
| Max Payout | $5,000 | No limit | $5,000 | No limit | $5,000 | No limit |
| Payout Schedule | — | — | — | — | — | — |
| Payout Fee | Free | Free | Free | Free | Free | Free |
| Conditions | 5 profit days ($150+) or 40% consistency (Payout/3days) | — | 5 profit days ($150+) or 40% consistency (Payout/3days) | — | 5 profit days ($150+) or 40% consistency (Payout/3days) | — |
| Challenge Refund | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| ▼⚙️ General | ||||||
| MNQ Fees (RT) | $0.74 | — | $0.74 | — | $0.74 | — |
| Notes | 50% of profits retained as buffer at payout. No-activation-fee accounts available. Add 20% VAT if applicable. | — | — | — | — | — |
Use the review page for verdict, trust context, trader fit, and a more opinionated read on Topstep.
Páginas de comparação de alta intenção com Topstep.
Frequently asked questions about Topstep
Topstep é confiável?
Topstep tem uma pontuação de 3.5/5 no Trustpilot. Como sempre, recomendamos fazer sua própria pesquisa antes de comprometer capital.
Quanto custa a Topstep?
As taxas de challenge da Topstep começam em $34 para uma conta de 50K. Use o código TONES para ganhar 20% de desconto.
Qual é o profit split da Topstep?
Topstep oferece até 90% de divisão de lucros em contas financiadas.
Que tipo de drawdown a Topstep usa?
Topstep usa drawdown de fim de dia (EOD). Ele é redefinido ou medido no fim de cada dia de trading.
A Topstep permite trading em notícias?
Sim, Topstep permite trading em notícias.
A Topstep permite DCA (averaging down)?
Sim, Topstep permite estratégias de DCA.
Last updated: 9 de maio de 2026 · Data refreshed automatically
