Payout transparency concerns
Payouts are not transparent and Trustpilot score is below 4.0.
Topstep Review 2026
VerificadoOne of the original futures prop firms, known for educational content and end-of-day drawdown. Mixed recent reviews due to platform bugs.
Nossa Opinião
“Top of the game, best for beginners. Great interface, but must use TopstepX proprietary trading platform. No advanced third-party software.”
Prós
- ✓Veteran firm (since 2012) — long-established in the industry
- ✓$198M+ total payouts — proven payout track record
- ✓Affordable entry (from $34 with promos)
- ✓EOD/static drawdown — no intraday trailing
- ✓No consistency rule
- ✓Safety buffer on funded accounts
Contras
- ✗Below-average Trustpilot (3.4/5)
- ✗Activation fee required (up to $149)
💰 Capital máximo financiado
$750,000
5 contas × $150,000
5
Contas máximas
$150k
Maior conta
⚡ Pagamentos
Métodos de pagamento
Códigos promo ativos
No active promo codes listed.
Regras de trading
Plataformas de Trading
Feeds de dados
Software de trading
Cobertura de instrumentos
Histórico de mudanças de regras
payout: June 19 holiday trading and payout pause — Topstep says all positions must be closed by 11:45 a.m. CT on Friday, June 19, 2026, with reopening allowed after 5:00 p.m. CT for the Sunday, June 21 trade date. Payout requests and processing will pause starting Thursday at 5:00 p.m. CT and resume on Monday, June 22, with limited support on Friday.
rules: Topstep may enforce liquidations if NQ breaches -5% late session — Topstep said it may intervene as volatility increases into the end of day session and NQ approaches the CME price limit. If NQ breaches -5% during the last half hour, Live Funded Traders will be liquidated to protect traders and the firm.
rules: Topstep reminds traders about 2% price-limit rule — Topstep reminded traders that trading within 2% of a price limit is prohibited and that holding positions near those thresholds is considered high-risk. The message points users to the help center article and Coach Robert's video for guidance on calculating price limits.
payout: Topstep adds 2X payout caps with DLL purchases and raises 150k pricing — Starting June 2, new Trading Combine purchases that add a Daily Loss Limit at checkout can unlock 2X payout caps across all account sizes. Topstep is also increasing the 150k Standard Trading Combine monthly price from $149 to $199 for new subscriptions.
payout: Instant Payouts Now Live — Topstep partnered with Aeropay so approved payouts can now be sent instantly to U.S. bank accounts. Delivery depends on bank support for real-time transactions; unsupported banks may still take 1 to 3 business days.
Breakdown da Pontuação
PropScore
Value for the trader
Scores are calculated algorithmically from public data. No firm pays for ranking position.
Pontuação de saúde
Health Score
Composite stability + trust signal
Health score blends trust, transparency, and longevity. Updates after each data refresh.
Confiança & Pagamentos
$208M
Total Pago
91,023
Total de Pagamentos
$2K
Pagamento Médio
$155M
Últimos 90 dias
190
Média de pagamentos/dia
$436K
Média paga/dia
Pagamentos Recentes
Last updated: 23 de jun. de 2026
Plans & Rules
| Topstep | 50k | 50k No Fee | 100k | 100k No Fee | 150k | 150k No Fee |
|---|---|---|---|---|---|---|
| ▼💰 Pricing | ||||||
| Challenge Fee | $34 $109 | $76 $109 | $69 $159 | $111 $159 | $104 $209 | $146 $209 |
| Billing | /month | /month | /month | /month | /month | /month |
| Activation Fee | $149 | Free | Free | Free | Free | Free |
| Total Cost | $183 $258 | $76 $109 | $69 $159 | $111 $159 | $104 $209 | $146 $209 |
| Best Price Ever | $29 | $65 | $59 | $95 | $89 | $125 |
| ▼📝 Challenge Phase | ||||||
| Profit Target | $3,000 (6%) | $3,000 (6%) | $6,000 (6%) | $6,000 (6%) | $9,000 (6%) | $9,000 (6%) |
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| One Day Pass | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| News Trading | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Consistency Rule | 50% | None | 50% | None | 50% | None |
| Min Trading Days | None | None | None | None | None | None |
| Rules / Notes | Consistance: 50% | — | Consistance: 50% | — | Consistance: 50% | — |
| ▼💼 Funded Phase | ||||||
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| DLL Rule | No DLL restriction | No DLL restriction | No DLL restriction | No DLL restriction | No DLL restriction | No DLL restriction |
| News Trading | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Consistency Rule | 40% | 40% | 40% | 40% | 40% | 40% |
| Min Trading Days | None | None | None | None | None | None |
| Min Profit Days | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) |
| Target to Payout | $250 | — | $250 | — | $250 | — |
| Buffer Required | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) |
| ▼💸 Payouts | ||||||
| Profit Split | 100% (≤$10K) 90% | 80% | 100% (≤$10K) 90% | 80% | 100% (≤$10K) 90% | 80% |
| Daily Payouts | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| Min Payout | $125 | — | $125 | — | $125 | — |
| Max Payout | $5,000 | No limit | $5,000 | No limit | $5,000 | No limit |
| Payout Schedule | — | — | — | — | — | — |
| Payout Fee | Free | Free | Free | Free | Free | Free |
| Conditions | 5 profit days ($150+) or 40% consistency (Payout/3days) | — | 5 profit days ($150+) or 40% consistency (Payout/3days) | — | 5 profit days ($150+) or 40% consistency (Payout/3days) | — |
| Challenge Refund | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| ▼⚙️ General | ||||||
| MNQ Fees (RT) | $0.74 | — | $0.74 | — | $0.74 | — |
| Notes | 50% of profits retained as buffer at payout. No-activation-fee accounts available. Add 20% VAT if applicable. | — | — | — | — | — |
Use the review page for verdict, trust context, trader fit, and a more opinionated read on Topstep.
Páginas de comparação de alta intenção com Topstep.
Frequently asked questions about Topstep
Topstep é confiável?
Topstep tem uma pontuação de 3.4/5 no Trustpilot. Como sempre, recomendamos fazer sua própria pesquisa antes de comprometer capital.
Quanto custa a Topstep?
As taxas de challenge da Topstep começam em $34 para uma conta de 50K.
Qual é o profit split da Topstep?
Topstep oferece até 90% de divisão de lucros em contas financiadas.
Que tipo de drawdown a Topstep usa?
Topstep usa drawdown de fim de dia (EOD). Ele é redefinido ou medido no fim de cada dia de trading.
A Topstep permite trading em notícias?
Sim, Topstep permite trading em notícias.
A Topstep permite DCA (averaging down)?
Sim, Topstep permite estratégias de DCA.
Last updated: 23 de junho de 2026 · Data refreshed automatically