Phoenix Trader Funding vs Topstep
Duas prop firms de futuros comparadas em preço, regras do challenge, termos funded e confiança, usando dados ao vivo do PropScorer.
Phoenix Trader Funding vs Topstep é uma comparação de alta intenção. Nos dados atuais da PropScorer, Phoenix Trader Funding é a melhor escolha geral, Phoenix Trader Funding é a forma mais barata de começar e Topstep tem o melhor ângulo de regras para alguns traders.
Last updated: April 8, 2026, data refreshed daily
Phoenix Trader Funding has the lower start cost on the reference Spark Growth 50K.
Phoenix Trader Funding allows more simultaneous accounts, which matters if you stack evaluations or funded accounts.
Higher Health Score plus current review data gives Topstep the edge on reliability.
Lower minimum payout threshold makes Phoenix Trader Funding easier to monetize earlier.
Pricing, 50K-style plans
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| 50K plan price | $55.20 | $34.30 |
| Activation fee | $29 | $149 |
| Cost to start | $84.20 | $183.30 |
| Best promo | 20% off (CLASSIC20) | 20% off (TONES) |
Challenge rules
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | Trailing | End-of-Day |
| Min trading days | 1 | 0 |
| One-day pass | No | No |
| Max accounts | 5 | 5 |
| Platforms | dxFeed · Thor | PlatformX |
Funded-account terms
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| Profit split | 80% | 90% |
| Min payout | $75 | $125 |
| Max early payout | $800 | $5,000 |
| Daily loss limit rule | No | No |
| Max total funded | $500,000 | $750,000 |
Trust and reputation
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| PropScore | 74/100 | 74/100 |
| Health Score | 58/100 | 74/100 |
| Trustpilot | 4.6/5 | 3.4/5 |
| Founded | 2026 | 2012 |
Nossa visão
Phoenix Trader Funding and Topstep are unusually close overall, so the decision comes down to rules and trading style.
Phoenix Trader Funding is strongest for traders who care most about its pricing structure, its broader platform stack, and a current PropScore of 74/100.
Topstep is strongest for traders who care most about end-of-day drawdown structure, fewer funded-account restrictions, and a current PropScore of 74/100.
In plain English, pick Phoenix Trader Funding if you want the stronger overall package today. Pick the other one only if its specific rule advantage matches your exact trading style better than the raw overall score does.
Veredito rápido
Perguntas frequentes
Which is cheaper, Phoenix Trader Funding or Topstep?
Phoenix Trader Funding starts at $55.20 plus a $29 activation fee, while Topstep starts at $34.30 plus a $149 activation fee.
Which firm has the higher PropScore?
Phoenix Trader Funding currently leads with a PropScore of 74/100.
Which firm is better for scaling multiple accounts?
Both firms currently allow up to 5 accounts.
Quem deve escolher qual firma?
Escolha Phoenix Trader Funding se você quer a melhor combinação geral de score, confiabilidade e valor para o trader.
Escolha Phoenix Trader Funding se seu objetivo principal é reduzir o custo inicial.
Escolha Topstep se a estrutura da conta e as regras funded combinam melhor com seu estilo.
Quer alertas se essa decisão mudar na próxima semana?
O PropScorer Pro monitora sinais de confiança, comportamento de payouts e atualizações de regras para que você não dependa de um retrato estático ao escolher entre firmas.
Mais comparações
Continue comparando alternativas próximas se ainda estiver decidindo entre Phoenix Trader Funding, Topstep e firmas parecidas.