Phoenix Trader Funding vs Topstep
Dos prop firms de futuros comparadas en precio, reglas del challenge, condiciones funded y confianza, usando datos en vivo de PropScorer.
Phoenix Trader Funding vs Topstep es una comparación de alta intención. Con los datos actuales de PropScorer, Phoenix Trader Funding es la mejor opción general, Phoenix Trader Funding es la forma más barata de empezar y Topstep tiene el mejor ángulo de reglas para algunos traders.
Last updated: April 8, 2026, data refreshed daily
Phoenix Trader Funding has the lower start cost on the reference Spark Growth 50K.
Phoenix Trader Funding allows more simultaneous accounts, which matters if you stack evaluations or funded accounts.
Higher Health Score plus current review data gives Topstep the edge on reliability.
Lower minimum payout threshold makes Phoenix Trader Funding easier to monetize earlier.
Pricing, 50K-style plans
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| 50K plan price | $55.20 | $34.30 |
| Activation fee | $29 | $149 |
| Cost to start | $84.20 | $183.30 |
| Best promo | 20% off (CLASSIC20) | 20% off (TONES) |
Challenge rules
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | Trailing | End-of-Day |
| Min trading days | 1 | 0 |
| One-day pass | No | No |
| Max accounts | 5 | 5 |
| Platforms | dxFeed · Thor | PlatformX |
Funded-account terms
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| Profit split | 80% | 90% |
| Min payout | $75 | $125 |
| Max early payout | $800 | $5,000 |
| Daily loss limit rule | No | No |
| Max total funded | $500,000 | $750,000 |
Trust and reputation
| Metric | Phoenix Trader Funding | Topstep |
|---|---|---|
| PropScore | 74/100 | 74/100 |
| Health Score | 58/100 | 74/100 |
| Trustpilot | 4.6/5 | 3.4/5 |
| Founded | 2026 | 2012 |
Nuestra opinión
Phoenix Trader Funding and Topstep are unusually close overall, so the decision comes down to rules and trading style.
Phoenix Trader Funding is strongest for traders who care most about its pricing structure, its broader platform stack, and a current PropScore of 74/100.
Topstep is strongest for traders who care most about end-of-day drawdown structure, fewer funded-account restrictions, and a current PropScore of 74/100.
In plain English, pick Phoenix Trader Funding if you want the stronger overall package today. Pick the other one only if its specific rule advantage matches your exact trading style better than the raw overall score does.
Veredicto rápido
Preguntas frecuentes
Which is cheaper, Phoenix Trader Funding or Topstep?
Phoenix Trader Funding starts at $55.20 plus a $29 activation fee, while Topstep starts at $34.30 plus a $149 activation fee.
Which firm has the higher PropScore?
Phoenix Trader Funding currently leads with a PropScore of 74/100.
Which firm is better for scaling multiple accounts?
Both firms currently allow up to 5 accounts.
¿Qué trader debería elegir cada firma?
Elige Phoenix Trader Funding si quieres la mejor mezcla global de puntuación, fiabilidad y valor para el trader.
Elige Phoenix Trader Funding si tu prioridad es reducir al máximo el coste inicial.
Elige Topstep si la estructura de cuenta y las reglas funded se adaptan mejor a tu estilo.
¿Quieres alertas si esta decisión cambia la próxima semana?
PropScorer Pro vigila señales de confianza, comportamiento de payouts y cambios de reglas para que no dependas de una foto estática al elegir entre firmas.
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