Payout transparency concerns
Payouts are not transparent and Trustpilot score is below 4.0.

Topstep
VerificadoOne of the original futures prop firms, known for educational content and end-of-day drawdown. Mixed recent reviews due to platform bugs.
Nuestra Opinión
“Top of the game, best for beginners. Great interface, but must use TopstepX proprietary trading platform. No advanced third-party software.”
Pros
- ✓Veteran firm (since 2012) — long-established in the industry
- ✓$109M+ total payouts — proven payout track record
- ✓Affordable entry (from $34 with promos)
- ✓EOD/static drawdown — no intraday trailing
- ✓No consistency rule
- ✓Safety buffer on funded accounts
Contras
- ✗Below-average Trustpilot (3.4/5)
- ✗Activation fee required (up to $149)
💰 Capital máximo financiado
$750,000
5 cuentas × $150,000
5
Cuentas máximas
$150k
Cuenta más grande
⚡ Pagos
Métodos de pago
Códigos promo activos
$20 off No Activation Fee Trading Combines
Reglas de trading
Plataformas de Trading
Fuentes de datos
Software de trading
Cobertura de instrumentos
Historial de cambios de reglas
rules: Risk Adjustments for Live Funded Traders: Mini Restrictions Due to Volatility — TopStep has restricted trading of mini contracts in equities, precious metals, and energies for live funded traders due to extreme volatility and velocity logic halts. Micros remain available, but participation is cautioned as high volatility can lead to quick losses.
rules: Good Friday Trading Hours Update — All positions must be closed by 08:00 a.m. CT on April 3, 2026. Positions may reopen after 5:00 p.m. CT on Sunday, April 5, 2026.
rules: Trading Limits Adjusted for Gold and Energy Products — Topstep has increased contract limits for Gold and Micro Gold while decreasing limits for Crude Oil, Heating Oil, and RBOB due to market volatility. Silver, Copper, and Platinum remain restricted with unchanged limits.
rules: No consistency rule → 30% max daily profit rule added
Desglose de Puntuación
PropScore
Value for the trader
Scores are calculated algorithmically from public data. No firm pays for ranking position.
Puntuación de salud
Health Score
Composite stability + trust signal
Health score blends trust, transparency, and longevity. Updates after each data refresh.
Confianza & Pagos
$120M
Total Pagado
48,557
Total de Pagos
$2K
Pago Promedio
$109M
Últimos 90 días
112
Prom. de pagos/día
$278K
Prom. pagado/día
Pagos Recientes
Last updated: 8 may 2026
Plans & Rules
| Topstep | 50k | 50k No Fee | 100k | 100k No Fee | 150k | 150k No Fee |
|---|---|---|---|---|---|---|
| ▼💰 Pricing | ||||||
| Challenge Fee | $34 $109 | $76 $109 | $69 $159 | $111 $159 | $104 $209 | $146 $209 |
| Billing | /month | /month | /month | /month | /month | /month |
| Activation Fee | $149 | Free | Free | Free | Free | Free |
| Total Cost | $183 $258 | $76 $109 | $69 $159 | $111 $159 | $104 $209 | $146 $209 |
| Best Price Ever | $29 | $65 | $59 | $95 | $89 | $125 |
| ▼📝 Challenge Phase | ||||||
| Profit Target | $3,000 (6%) | $3,000 (6%) | $6,000 (6%) | $6,000 (6%) | $9,000 (6%) | $9,000 (6%) |
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| One Day Pass | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| News Trading | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Consistency Rule | 50% | None | 50% | None | 50% | None |
| Min Trading Days | None | None | None | None | None | None |
| Rules / Notes | Consistance: 50% | — | Consistance: 50% | — | Consistance: 50% | — |
| ▼💼 Funded Phase | ||||||
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| DLL Rule | ✅ No | ✅ No | ✅ No | ✅ No | ✅ No | ✅ No |
| News Trading | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Consistency Rule | 40% | 40% | 40% | 40% | 40% | 40% |
| Min Trading Days | None | None | None | None | None | None |
| Min Profit Days | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) |
| Target to Payout | $250 | — | $250 | — | $250 | — |
| Buffer Required | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) | — (50% retained) |
| ▼💸 Payouts | ||||||
| Profit Split | 100% (≤$10K) 90% | 80% | 100% (≤$10K) 90% | 80% | 100% (≤$10K) 90% | 80% |
| Daily Payouts | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| Min Payout | $125 | — | $125 | — | $125 | — |
| Max Payout | $5,000 | No limit | $5,000 | No limit | $5,000 | No limit |
| Payout Schedule | — | — | — | — | — | — |
| Payout Fee | Free | Free | Free | Free | Free | Free |
| Conditions | 5 profit days ($150+) or 40% consistency (Payout/3days) | — | 5 profit days ($150+) or 40% consistency (Payout/3days) | — | 5 profit days ($150+) or 40% consistency (Payout/3days) | — |
| Challenge Refund | ❌ | ❌ | ❌ | ❌ | ❌ | ❌ |
| ▼⚙️ General | ||||||
| MNQ Fees (RT) | $0.74 | — | $0.74 | — | $0.74 | — |
| Notes | 50% of profits retained as buffer at payout. No-activation-fee accounts available. Add 20% VAT if applicable. | — | — | — | — | — |
Use the review page for verdict, trust context, trader fit, and a more opinionated read on Topstep.
Páginas de comparación de alta intención con Topstep.
Frequently asked questions about Topstep
¿Topstep es fiable?
Topstep tiene una puntuación de 3.5/5 en Trustpilot. Como siempre, te recomendamos investigar por tu cuenta antes de comprometer capital.
¿Cuánto cuesta Topstep?
Las tarifas de challenge de Topstep empiezan desde $34 para una cuenta de 50K. Usa el código TONES para obtener un 20% de descuento.
¿Cuál es el profit split de Topstep?
Topstep ofrece hasta un 90% de reparto de beneficios en cuentas fondeadas.
¿Qué tipo de drawdown usa Topstep?
Topstep utiliza drawdown al cierre del día (EOD). Se reinicia o se mide al final de cada jornada de trading.
¿Topstep permite operar noticias?
Sí, Topstep permite operar noticias.
¿Topstep permite DCA (promediar a la baja)?
Sí, Topstep permite estrategias DCA.
Last updated: 9 de mayo de 2026 · Data refreshed automatically
