Payout transparency concerns
Payouts are not transparent and Trustpilot score is below 4.0.
Topstep
VerifiedOne of the original futures prop firms, known for educational content and end-of-day drawdown. Mixed recent reviews due to platform bugs.
Our Take
โTop of the game, best for beginners. Great interface, but must use TopstepX proprietary trading platform. No advanced third-party software.โ
Pros
- โEstablished firm (since 2012)
- โ$25M+ in verified payouts
- โAffordable entry (from $34 with promos)
- โEOD/static drawdown โ no intraday trailing
- โNo consistency rule
- โSafety buffer on funded accounts
Cons
- โBelow-average Trustpilot (3.4/5)
- โActivation fee required (up to $149)
๐ฐ Max Funded
$750,000
5 accounts ร $150,000
5
Max Accounts
$150k
Largest Account
โก Payouts
Payout Methods
Active Promo Codes
60% off Trading Combine
Trading Rules
Trading Platforms
Data Feeds
Trading Software
Instrument Coverage
Rule Change History
Payout request window shortened from 10 to 7 days.
New 3% daily loss cap added to evaluation accounts.
Monthly evaluation fee increased by $10.
Score Breakdown
PropScore
Value for the trader
Scores are calculated algorithmically from public data. No firm pays for ranking position.
Health Score
Health Score
Composite stability + trust signal
Health score blends trust, transparency, and longevity. Updates after each data refresh.
Trust & Payouts
$49M
Total Paid
19,922
Total Payouts
$2K
Avg Payout
$38M
Last 90 Days
51
Avg Payouts/Day
$127K
Avg Paid/Day
Recent Payouts
Last updated: Mar 24, 2026
Plans & Rules
| Topstep | 50k | 50k No Fee | 100k | 100k No Fee | 150k | 150k No Fee |
|---|---|---|---|---|---|---|
| โผ๐ฐ Pricing | ||||||
| Challenge Fee | $34 $109 | $44 $109 | $64 $159 | $64 $159 | $84 $209 | $84 $209 |
| Billing | /month | /month | /month | /month | /month | /month |
| Activation Fee | $149 | Free | Free | Free | Free | Free |
| Total Cost | $183 $258 | $44 $109 | $64 $159 | $64 $159 | $84 $209 | $84 $209 |
| Best Price Ever | $29 | $65 | $59 | $95 | $89 | $125 |
| โผ๐ Challenge Phase | ||||||
| Profit Target | $3,000 (6%) | $3,000 (6%) | $6,000 (6%) | $6,000 (6%) | $9,000 (6%) | $9,000 (6%) |
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| One Day Pass | โ | โ | โ | โ | โ | โ |
| News Trading | โ | โ | โ | โ | โ | โ |
| Consistency Rule | 50% | None | 50% | None | 50% | None |
| Min Trading Days | None | None | None | None | None | None |
| Rules / Notes | Consistance: 50% | โ | Consistance: 50% | โ | Consistance: 50% | โ |
| โผ๐ผ Funded Phase | ||||||
| Drawdown Type | EOD | EOD | EOD | EOD | EOD | EOD |
| Max Drawdown | $2,000 (4%) | $2,000 (4%) | $4,000 (4%) | $4,000 (4%) | $6,000 (4%) | $6,000 (4%) |
| DLL Rule | โ No | โ No | โ No | โ No | โ No | โ No |
| News Trading | โ | โ | โ | โ | โ | โ |
| Consistency Rule | 40% | 40% | 40% | 40% | 40% | 40% |
| Min Trading Days | None | None | None | None | None | None |
| Min Profit Days | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) | 5d ($150+) |
| Target to Payout | $250 | โ | $250 | โ | $250 | โ |
| Buffer Required | โ (50% retained) | โ (50% retained) | โ (50% retained) | โ (50% retained) | โ (50% retained) | โ (50% retained) |
| โผ๐ธ Payouts | ||||||
| Profit Split | 100% (โค$10K) 90% | 80% | 100% (โค$10K) 90% | 80% | 100% (โค$10K) 90% | 80% |
| Daily Payouts | โ | โ | โ | โ | โ | โ |
| Min Payout | $125 | โ | $125 | โ | $125 | โ |
| Max Payout | $5,000 | No limit | $5,000 | No limit | $5,000 | No limit |
| Payout Schedule | โ | โ | โ | โ | โ | โ |
| Payout Fee | Free | Free | Free | Free | Free | Free |
| Conditions | 5 profit days ($150+) or 40% consistency (Payout/3days) | โ | 5 profit days ($150+) or 40% consistency (Payout/3days) | โ | 5 profit days ($150+) or 40% consistency (Payout/3days) | โ |
| Challenge Refund | โ | โ | โ | โ | โ | โ |
| โผโ๏ธ General | ||||||
| MNQ Fees (RT) | $0.74 | โ | $0.74 | โ | $0.74 | โ |
| Notes | 50% of profits retained as buffer at payout. No-activation-fee accounts available. Add 20% VAT if applicable. | โ | โ | โ | โ | โ |
Frequently Asked Questions about Topstep
Is Topstep legit?
Topstep has a Trustpilot score of 3.4/5. As always, we recommend doing your own research before committing capital.
How much does Topstep cost?
Topstep challenge fees start from $34 for a 50K account. Use code TOPSTEP60 for 60% off.
What is the Topstep profit split?
Topstep offers up to 90% profit split on funded accounts.
What drawdown type does Topstep use?
Topstep uses end-of-day (EOD) drawdown. This resets or is measured at the end of each trading day.
Does Topstep allow news trading?
Yes, Topstep allows news trading.
Does Topstep allow DCA (averaging down)?
Yes, Topstep allows DCA strategies.
Last updated: March 24, 2026 ยท Data refreshed automatically