Apex Trader Funding vs Topstep
Two futures prop firms compared on pricing, challenge rules, funded-account terms, and trust, using live PropScorer data.
Apex Trader Funding vs Topstep is a strong decision-stage comparison. On current PropScorer data, Apex Trader Funding is the stronger overall pick, Apex Trader Funding is the cheaper way to start, and Topstep has the cleaner rules angle for some traders.
Last updated: April 8, 2026, data refreshed daily
Apex Trader Funding has the lower start cost on the reference 50K Intraday.
Apex Trader Funding allows more simultaneous accounts, which matters if you stack evaluations or funded accounts.
Higher Health Score plus current review data gives Apex Trader Funding the edge on reliability.
Lower minimum payout threshold makes Topstep easier to monetize earlier.
Pricing, 50K-style plans
| Metric | Apex Trader Funding | Topstep |
|---|---|---|
| 50K plan price | $13.13 | $34.30 |
| Activation fee | $79 | $149 |
| Cost to start | $92.13 | $183.30 |
| Best promo | 90% off (SAVENOW) | 20% off (TONES) |
Challenge rules
| Metric | Apex Trader Funding | Topstep |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | Trailing | End-of-Day |
| Min trading days | 0 | 0 |
| One-day pass | Yes | No |
| Max accounts | 20 | 5 |
| Platforms | Tradovate ยท Rithmic ยท WealthCharts | PlatformX |
Funded-account terms
| Metric | Apex Trader Funding | Topstep |
|---|---|---|
| Profit split | 100% | 90% |
| Min payout | $500 | $125 |
| Max early payout | $3,000 | $5,000 |
| Daily loss limit rule | Yes | No |
| Max total funded | $3,000,000 | $750,000 |
Trust and reputation
| Metric | Apex Trader Funding | Topstep |
|---|---|---|
| PropScore | 89/100 | 74/100 |
| Health Score | 77/100 | 74/100 |
| Trustpilot | 4.4/5 | 3.4/5 |
| Founded | 2021 | 2012 |
Our take
Apex Trader Funding is the better default choice on PropScorer right now because it offers the stronger overall mix of price, rules, trust, and trader value.
Apex Trader Funding is strongest for traders who care most about speed to funding, multi-account scaling, and a current PropScore of 89/100.
Topstep is strongest for traders who care most about end-of-day drawdown structure, fewer funded-account restrictions, and a current PropScore of 74/100.
In plain English, pick Apex Trader Funding if you want the stronger overall package today. Pick the other one only if its specific rule advantage matches your exact trading style better than the raw overall score does.
Quick verdict
Frequently asked questions
Which is cheaper, Apex Trader Funding or Topstep?
Apex Trader Funding starts at $13.13 plus a $79 activation fee, while Topstep starts at $34.30 plus a $149 activation fee.
Which firm has the higher PropScore?
Apex Trader Funding currently leads with a PropScore of 89/100.
Which firm is better for scaling multiple accounts?
Apex Trader Funding allows more accounts (20 vs 5).
Who should pick which firm?
Pick Apex Trader Funding if you want the strongest all-around mix of score, reliability, and trader value.
Pick Apex Trader Funding if your main goal is minimizing the cost to get started.
Pick Topstep if the account structure and funded rules fit your trading style better.
Want alerts if this decision changes next week?
PropScorer Pro watches trust signals, payout behavior, and rule updates so you are not relying on a one-time snapshot when choosing between firms.
More comparisons
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