Topstep vs YRM Prop
Two futures prop firms compared on pricing, challenge rules, funded-account terms, and trust, using live PropScorer data.
Topstep vs YRM Prop is a strong decision-stage comparison. On current PropScorer data, Topstep is the stronger overall pick, YRM Prop is the cheaper way to start, and Topstep has the cleaner rules angle for some traders.
Last updated: April 8, 2026, data refreshed daily
YRM Prop has the lower start cost on the reference Starter Challenge 50K.
Topstep allows more simultaneous accounts, which matters if you stack evaluations or funded accounts.
Higher Health Score plus current review data gives Topstep the edge on reliability.
Lower minimum payout threshold makes Topstep easier to monetize earlier.
Pricing, 50K-style plans
| Metric | Topstep | YRM Prop |
|---|---|---|
| 50K plan price | $34.30 | $74 |
| Activation fee | $149 | $0 |
| Cost to start | $183.30 | $74 |
| Best promo | None active | 40% off (YRM40) |
Challenge rules
| Metric | Topstep | YRM Prop |
|---|---|---|
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown type | End-of-Day | End-of-Day |
| Min trading days | 0 | 0 |
| One-day pass | No | No |
| Max accounts | 5 | 3 |
| Platforms | PlatformX | dxFeed ยท Volumetrica |
Funded-account terms
| Metric | Topstep | YRM Prop |
|---|---|---|
| Profit split | 90% | 90% |
| Min payout | $125 | $150 |
| Max early payout | $5,000 | $2,750 |
| Daily loss limit rule | No | No |
| Max total funded | $750,000 | $450,000 |
Trust and reputation
| Metric | Topstep | YRM Prop |
|---|---|---|
| PropScore | 75/100 | 74/100 |
| Health Score | 74/100 | 71/100 |
| Trustpilot | 3.5/5 | 4.8/5 |
| Founded | 2012 | 2025 |
Our take
Topstep is the better default choice on PropScorer right now because it offers the stronger overall mix of price, rules, trust, and trader value.
Topstep is strongest for traders who care most about its pricing structure, multi-account scaling, and a current PropScore of 75/100.
YRM Prop is strongest for traders who care most about end-of-day drawdown structure, fewer funded-account restrictions, and a current PropScore of 74/100.
In plain English, pick Topstep if you want the stronger overall package today. Pick the other one only if its specific rule advantage matches your exact trading style better than the raw overall score does.
Quick verdict
Frequently asked questions
Which is cheaper, Topstep or YRM Prop?
Topstep starts at $34.30 plus a $149 activation fee, while YRM Prop starts at $74.
Which firm has the higher PropScore?
Topstep currently leads with a PropScore of 75/100.
Which firm is better for scaling multiple accounts?
Topstep allows more accounts (5 vs 3).
Who should pick which firm?
Pick Topstep if you want the strongest all-around mix of score, reliability, and trader value.
Pick YRM Prop if your main goal is minimizing the cost to get started.
Pick Topstep if the account structure and funded rules fit your trading style better.
Want alerts if this decision changes next week?
PropScorer Pro watches trust signals, payout behavior, and rule updates so you are not relying on a one-time snapshot when choosing between firms.
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